ট্যাক্সহিসাব

Retirement Calculator - Bangladesh

Plan your financial future with confidence. Our comprehensive Retirement Calculator helps you create a clear strategy for a secure life after work.

Plan Your Financial Freedom

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Investments

Economic Assumptions

Retirement Expenses

Post-Retirement Adjustments

Major Future Expenses

Your Guide to Retirement Planning in Bangladesh

Retiring comfortably is an achievable goal with disciplined planning and strategic investing. Financial independence isn't about not working; it's about having the choice to work on what you love without financial pressure. This calculator is your first step towards building that future.

Understanding the Calculator Inputs

To get the most accurate projection, it's important to understand what each input means for your financial future.

Popular Retirement Investment Avenues in Bangladesh

Diversifying your investments is key to managing risk and achieving your retirement goals. Consider these popular options in Bangladesh:

National Savings Certificates (Sanchaypatra)

A secure, government-backed investment offering attractive, fixed interest rates. They are ideal for the conservative part of your portfolio, providing stability and predictable income.

Stock Market (DSE/CSE)

Investing in the Dhaka and Chittagong Stock Exchanges offers the potential for higher returns over the long term. It's suitable for the growth portion of your portfolio but comes with higher risk.

Mutual Funds & ETFs

A convenient way to diversify across many stocks and bonds with a single investment. Professionally managed mutual funds can be a great way to start investing in the stock market with less individual risk.

Deposit Pension Scheme (DPS)

A monthly savings plan offered by banks that helps build a fund over time with compound interest. It's a disciplined way to save but may offer lower returns than equity investments.

Frequently Asked Questions (FAQ)

How much money do I need to retire in Bangladesh?
A common guideline is the "25x rule," where you aim for a corpus that is 25 times your expected annual expenses in the first year of retirement. Our calculator provides a more personalized estimate based on your specific inputs.
What is a good monthly investment (SIP) amount?
This depends entirely on your age, income, and retirement goal. A good starting point is to invest at least 20-30% of your monthly income. The key is to start early and increase the amount annually.
How do I protect my retirement fund from inflation?
Your investment returns must consistently be higher than the inflation rate. This is why long-term investment in growth assets like stocks and mutual funds is crucial for building a retirement corpus that maintains its value.

Disclaimer: This calculator is for illustrative purposes only. Investment returns are not guaranteed and are subject to market risks. Please consult with a certified financial advisor for personalized advice.