EMI Calculator for Personal & Home Loans in Bangladesh

Our advanced EMI calculator helps Bangladeshi borrowers plan their personal loans, home loans, and SME loans effectively. This tool provides accurate monthly payment estimates based on current Bangladesh bank rates.

5 Tips to Reduce Your EMI in Bangladesh

Negotiate for lower interest rates with your bank.
Opt for shorter loan tenures (3-5 years ideal for personal loans).
Maintain a good CIBIL/credit score (typically 650+) for better rates.
Compare offers from multiple banks and financial institutions.
Consider secured loans if possible, as they often have lower interest rates.

EMI Calculator FAQs

EMI is calculated using the formula:

EMI = [P x R x (1+R)^N] / [(1+R)^N-1]

Where: P = Principal, R = Monthly interest rate, N = Tenure in months

Personal Loan EMI Calculator

Loan Amount (৳) 500,000

Min: 50K Max: 50L

Interest Rate (%) 12.0

Min: 1.5% Max: 25%

Loan Tenure 5 Years (60 Months)

Min: 3 Mo Max: 20 Yr

Monthly Payment (EMI)

৳ 0.00

Total Payment

৳ 0.00

Amortization Schedule

Month	Principal	Interest	Total Payment	Balance	Cumulative Paid	Paid %