Zakat Nisab: How to Start Calculating Gold, Silver, Cash and Wealth

Commonly used nisab weights

Common equivalents used by the TaxHishab calculator

Standard	Weight	How to value
Gold	87.48 grams	Current gold price × 87.48
Silver	612.36 grams	Current silver price × 612.36

Gold and silver prices change, so an old price can distort the current nisab. Use a consistent current market basis and purity assumption.

Cash, current/savings balances and readily available money.

Market value of precious metals considered zakatable under your chosen opinion.

Relevant value of trading inventory held for sale.

Zakat treatment of shares/funds can vary by methodology.

Item	Example
Cash + bank	Tk 200,000
Zakatable gold value	Tk 300,000
Business/investment amount	Tk 100,000
Eligible short-term liability	Tk 50,000
Net zakatable amount	Tk 550,000

Common annual rateZakat = Net Zakatable Wealth × 2.5%

For the illustrative Tk 550,000 net amount, 2.5% is Tk 13,750—only if your wealth meets the applicable nisab and holding-period conditions.

1
Choose your zakat date
A consistent annual date makes the wealth snapshot easier.
2
List all assets
Separate cash, bank, metals, business and investment items.
3
Use current market values
Especially use current values for gold and silver.
4
Identify applicable liabilities
Do not automatically deduct all future debt; follow your scholarly methodology.
5
Compare with nisab
Use the gold or silver basis according to your chosen method.
6
Apply 2.5%
If applicable, use the annual rate on net zakatable wealth.